How to Redeem HDFC Credit Card Reward Points

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How to Redeem HDFC Credit Card Reward Points

how to redeem hdfc credit card reward points? Conversion Table for Reward Points Redemption, Cash Back Conversion, airmiles, Credit Cards eligible for cash back
how to redeem hdfc credit card reward points

There are three ways by which you can redeem hdfc credit card reward points.

1. Redeem Credit Card Reward Points By Post: 

Here you have to fill "Rewards Redemption Form" and mail it to the following Address
Rewards Helpdesk, HDFC Bank Cards Division, 
P.O.Box No. 8654, Thiruvanmiyur, P.O. Chennai-600041
or Just drop at your nearest Credit Cards Drop Box.

Redeemed HDFC Credit Card Gift will reach to your registered mailing address in 10-15 days.
The fee of Rs. 99 will be deducted towards handling charges for all goods and services.


2. Redeem Credit Card Reward Points Online

You can now redeem your reward points through Net Banking.
It is Easy to Use, Convenient, Safe & Secure

Steps to Redeem your HDFC Credit Card Reward Points:

1.
Login to HDFC Bank NetBanking and click on "Credit Cards" tab on top

2.Register your Credit card (one time activity). Within "Credit Cards" tab click on "Register New Card" placed on left hand side navigation bar. You will need your 4 digit Credit Card PIN to complete this registration process

3.Post registration, click on "Redeem Reward Points" link on the left hand side navigation bar. Select your Card, Click on "Continue" to proceed to the Online Redemption portal

4.Click on "Redeem Reward Points" in the Homepage of "Online Redemption". Select "Points Range" and "Item Category" to view catalogue. Select items by adding to Shopping cart

5.Once you have selected all items you want to redeem, Click on "View Shopping Cart" link to view items selected for redemption. Quantity of items selected can be modified here by clicking on "Edit"

6.Please read the "Terms & Conditions" and click on the check box confirming acceptance of same. Your registered Address, Email id and Contact number will also be displayed. Please note that the redeemed items shall be delivered to the address displayed on this page. In case of any discrepancy, please DO NOT proceed with redemption and Call our Customer Service for update.

7.Click on "Redeem" to confirm redemption request. Note down the Redemption Order Number generated


3. Using HDFC Credit Card Customer Care Service

Contact HDFC Credit Card Customer Care and you will get proper direction from customer care representative to redeem your credit card points.


Various HDFC Rewards Redemption Forms:

Download Rewards Redemption Form - Retail cards:

http://www.hdfcbank.com/assets/pdf/Redemption_Form.pdf

Download Rewards Redemption Form - Corporate cards (To be used by the company only):

http://www.hdfcbank.com/assets/pdf/Corporate_Reward_Redemption_form.pdf

Download Rewards Redemption Form - Cashback:

http://www.hdfcbank.com/assets/pdf/Cashback-redemption-form.pdf

Download Rewards Redemption Form - Air Miles:

http://www.hdfcbank.com/assets/pdf/28082015_AirmilesRedemptionVoucher.pdf

Download Rewards Redemption Form - Diners Club International Miles:

http://www.hdfcbank.com/assets/pdf/Diners-International-Miles-Redemption-Form.pdf

Download Rewards Redemption Form - Airmiles for Corporate cards (To be used by the company only):

http://www.hdfcbank.com/assets/pdf/28082015_Corporate_Airmiles_RedemptionVoucherV1.0.pdf


Products you can redeem with HDFC Bank Credit Card rewards points

You can redeem your reward points with various products.
HDFC Bank offers the following redemption options.


Using Reward Points for Products:

You can redeem your reward points for products and gift from the Reward Points Catalogue. You can either call customer care or use netbanking to see various options of gifts.
List of various gifts against reward points are listed below, but there can be some changes time to time. Redeemed HDFC Credit Card Gift will reach to your registered mailing address in 10-15 days.
The fee of Rs. 99 will be deducted towards handling charges for all goods and services.


Cash back against Reward Points:

Redemption of reward points for cash back is available only on selected credit cards. Use netbanking to get cashback against reward points or fill out the HDFC Bank Credit Card Cash Back Redemption Coupon. You need at least 500 points to be eligible for cash back. 
Redemption fee of Rs. 75 will be applicable and cash back will be credited to your card account within 10 working days. 

Credit Cards eligible for cash back :
  • HDFC Bank MoneyBack credit card
  • HDFC Bank Business MoneyBack credit card
  • HDFC Bank Titanium Edge credit card
  • HDFC Bank Platinum Edge credit card
  • HDFC Bank Solitaire credit card


Redeem for Discount:

On selected items you can use your reward points to get discount on products and pay the rest. So you could use your reward points to pay for a part of the purchase, and the remainder will be charged to your credit card. Use netbanking to get discount against reward points or fill out the redemption form and call HDFC Bank credit card customer care, your items will be sent to your registered address. The charge for the remainder of the item will reflect in your statement.


Redeem for Air miles:

You can redeem your credit card reward points for air miles on Jet Airways, Air India and Kris Flyer. Fill up the Airmiles redemption form through netbanking and mail it to HDFC. You will need to have accumulated a minimum number of mileage points to qualify for air miles. It will take 8 to 10 days for the airline to confirm the conversion.


Conversion Table for Reward Points Redemption


1. Cash Back Conversion:

Cash back is available only on selected credit cards. Given below is a list of the credit cards that qualify for cash back and the conversion rate for each point earned.

Credit Card Reward Points Cash back

  • Titanium Edge 0.25 Rupees per point
  • Platinum Edge 0.40  Rupees per point
  • Money Back  0.40  Rupees per point
  • Solitaire  0.40  Rupees per point
  • Business Money Back 0.40  Rupees per point


2. Airmiles:


Jet Airways Miles Earned for Various Credit Card Reward Points:
  1. Silver, Gold, Titanium, Titanium Edge, Times Titanium 470 points for 100 JPMiles
  2. Corporate, Platinum, Solitaire, Teachers Platinum, Times Platinum, MoneyBack, Business Money Back 250 points for 100 JPMiles
  3. Signature, World, Corporate Signature, Corporate World 230 points for 100 JPMiles
  4. Solitaire Premium 200 points for 100 JPMiles
  5. Regalia, Business Regalia, Corporate Card (Premium) 130 points for 100 JPMiles
  6. Diners Premium, Diners Black, Infinia 100 points for 100 JPMiles
  7. Platinum Edge, Doctor's Platinum, Superia, Doctor's Superia, All Miles, Diners Rewards 140 points for 100 JPMiles



  1. Silver, Gold, Titanium, Titanium Edge, Times Titanium 470 points for 100 JPMiles
  2. Corporate, Platinum, Solitaire, Teachers Platinum, Times Platinum, MoneyBack, Business Money Back 250 points for 100 JPMiles
  3. Signature, World, Corporate Signature, Corporate World 230 points for 100 JPMiles
  4. Solitaire Premium 200 points for 100 JPMiles
  5. Regalia, Business Regalia, Corporate Card (Premium) 130 points for 100 JPMiles
  6. Diners Premium, Diners Black, Infinia 100 points for 100 JPMiles
  7. Platinum Edge, Doctor's Platinum, Superia, Doctor's Superia, All Miles, Diners Rewards 140 points for 100 JPMiles


Air India Miles Earned for Various Credit Card Reward Points:


  1. Silver, Gold, Titanium, Titanium Edge, Times Titanium 420 points for 100 Air Miles
  2. Corporate, Platinum, Solitaire, Teachers Platinum, Times Platinum, MoneyBack, Business Money Back 230 points for 100 Air Miles
  3. Signature, World, Corporate Signature, Corporate World 220 points 100 Air Miles
  4. Solitaire Premium 200 points for 100 Air Miles
  5. Diners Premium, Diners Black, Infinia 100 points for 100 Air Miles
  6. Regalia, Business Regalia, Corporate Card (Premium) 130 points for 100 Air Miles
  7. Platinum Edge, Doctor's Platinum, Superia, Doctor's Superia, All Miles, Diners Rewards 140 points for 100 Air Miles


Kris Flyer Miles Earned for Various Credit Card Reward Points:


  1. Diners Premium 130 points for 100 KrisFlyer Miles
  2. Diners Black 100 points for 100 KrisFlyer Miles
  3. Superia 1.4 points for 1 KrisFlyer Mile
  4. Doctor’s Superia 1.4 points for 1 KrisFlyer Mile
  5. Regalia 1.3 points for 1 KrisFlyer Mile
  6. Business Regalia 1.3 points for 1 KrisFlyer Mile
  7. Corporate Card (Premium) 1.3 points for 1 KrisFlyer Mile


Airmiles Redemption for Corporate :

For HDFC Corporate Credit Cards, the redemption rates are different. For the e-vouchers, you will need to call the respective airlines for booking.

  1. Jet Airways 3 points for 1 JPMile
  2. Air India 3 points for 1 Air Mile
  3. KrisFlyer 3 points for 1 KrisFlyer Mile
  4. Indigo 2000 points for Rs. 500 e-voucher


Diners Club Premium and Black Air Miles and Hotels:

For Diners Club Premium and Black Credit Cardholders, the redemption rates are given below. It will take up to 14 working days to redeem Air Miles or Room Miles. Rs. 75 will be charged as service fees.

Category
Partner
Diners Club Premium
Diners Club Black
Rewards 
Program
Reward points
Miles Earned
Reward points
Miles Earned
Airlines
Jet Airways
1 point
1 JPMile
1 point
1 JPMile
JetPrivilege
Air India
1 point
1 Air Mile
1 point
1 Air Mile
Flying Returns
Virgin Atlantic
1.3 points
1 Air Mile
1 point
1 Air Mile
Virgin Atlantic Airways Flying Club
Air Canada
1.3 points
1 Air Mile
1 point
1 Air Mile
Aeroplane
American Airlines
1.4 points
1 Air Mile
1 point
1 Air Mile
Advantage
Delta Airlines
1.4 points
1 Air Mile
1 point
1 Air Mile
Skymiles
Singapore Airlines
1.3 points
1 Air Mile
1 point
1 Air Mile
Kris Flyer
Frontier Airlines
1.25 points
1 Air Mile
1 point
1 Air Mile
Early Returns
SAS
1.1 points
1 Air Mile
1 point
1 Air Mile
Voyager
Southwest Airlines
1.1 points
1 Air Mile
1 point
1 Air Mile
Southwest Airlines Rapid Rewards
Hotels
Hyatt
1.6 points
1 Mile
1 point
1 Mile
Gold Passport
Marriott
1 point
1 Mile
1 point
1 Mile
Rewards


HDFC Credit Card Categories


HDFC cards are categorized into eight segments. Depending on the card you have, you must have a minimum number of reward points to redeem for different products. The conversion rate of reward points varies between categories as we mentioned above.

  1. Silver, Gold, Titanium, Titanium Edge, Times Titanium Credit Card
  2. Platinum, Platinum Edge, Doctor's Platinum, Solitaire Credit Card
  3. Corporate Platinum, Teacher's Platinum, Times Platinum, Moneyback, Business Moneyback Credit Card
  4. Signature, World Credit Card
  5. Solitaire Premium, Superia, Doctor's Superia Credit Card, Corporate Redemptions
  6. G Regalia, Diners Premium, Corporate (Premium) Credit Card
  7. Corporate Signature, Corporate World, Diners Rewards, AllMiles Credit Card
  8. H Infinia, Diners Black Credit Card


Redemption Categories and Products against HDFC Credit Card Reward Points

You can redeem your accumulated reward points for products, vouchers and discounts. HDFC Bank provides a catalogue for customers to browse and choose the product they would like according to their reward points balance. The categories of various products available right now are listed below.


APPAREL AND ACCESSORIES:

Samsonite
Sodexo
Pizza Hut
U.S. Polo Assn.
Reliance Trends
Hidesign
Paul Smith
Furla
Pantaloons
Westside
Soch
The Chennai Silks
Flying Machine
Michael Kors
Nautica
Bottega Veneta
Armani Jeans
Arrow
Canali
Tumi
Elle
Giorgio Armani
Gant
Emporio Armani
G-Star Raw
Villeroy & Boch
Izod
Citizen
Stanley 12-in-1 Kit


BACKPACKS:

Samsonite Albi Laptop Backpack
Wildcraft Hypadura Dris 35L Backpack
Wildcraft Power Duffel Bag
American Tourister Laptop Backpack - Citi Pro 4
American Tourister Buzz Laptop Backpack
Wildcraft Pack Y Backpack
Wildcraft Aqua Small Duffle Bag
Wildcraft Shuttle Travel Duffle Bag


CAMERAS:

Nikon 24 MegaPixel DSLR Camera D3200
Nikon 24 MegaPixel DSLR Camera D5200


CHARITY:

Vidya Sagar
Child Rights and You
Jeevan


ELECTRONICS AND STORAGE:

Western Digital Hard disk
Sandisk Pendrive
Sandisk Micro SD Card 8 GB
Eveready Rechargeable Torch DL91
Eveready Rechargeable Emergency Light
Bosch GSB 450 RE Kit Power & Hand Tool Kit
Capdase Car Charger
Philips Steam Iron GC1920
Black & Decker Hand-Held Vacuum Cleaner VH-801


FOOTWEAR:

Nike
Jimmy Choo


FOOD:

Domino’s Pizza
Costa Coffee


HEALTH:

Johnson & Johnson Baby Hamper
Dr. Morepen Digi Flexi Thermometer
Dr. Morepen Waterproof Thermometer
Dr. Morepen Blood Pressure Monitor


KITCHEN:

Black & Decker 8 to 10 Cup Coffee Maker DCM 60
Black & Decker Citrus Juicer CJ650
Philips 500 Watt Mixer Grinder HL 163
Weber Smokey Joe Charcoal Grill
Philips Air Fryer HD9220
Morphy Richards Chef Xpress 400i Induction Cooktop
Bajaj 2.8 Litres Rice Cooker RCX 28
Black & Decker 2 Slice Cooltouch Toaster ET122
Philips Bar Blender & Chopper 135
Philips Citrus Press HR2771
Prestige 1LTR Electric Kettle
Prestige Centrifugal Juicer PCJ 5.0
Panasonic Rice Cooker SR-WA18
Signoraware Dinner Set 23 Pcs Round
Signoraware 1.8 Ltr Casserole Double wall Big - Set of 2


BEDSHEETS:

Welspun Atrium Double Bedsheet (One bed sheet and two pillow covers)
Welspun Atrium Single Bedsheet (One bed sheet and one pillow cover)
WELHOME La-Piazza 2pcs Hand towel set


MUSIC and IPOD:

Apple iPod Nano 16GB
Apple iPod Touch 16GB
Apple iPod Shuffle 2GB
Sennheiser Black In-Ear Canal Headphone CX 3.00
Sennheiser Over the Ear Headphone HD 202
Sennheiser Urbanite XL Over the Ear Headphone
Bose SoundLink Bluetooth speaker III
Bose SoundLink Color Bluetooth Speaker


PERFUMES:

Ferrari Red EDT Spray 125Ml for Men
CK One EDT Spray 100Ml for Men
Bvlgari Aqva EDT Spray 100Ml for Men
Davidoff Cool Water Deodorant Spray 75ml


MEN PERSONAL CARE:

Philips Shaver AT610
Philips Trimmer QT 4000


PENS:

Sheaffer Sagaris Ball Pen 9475
Sheaffer 100 series Ball Pen 9317


SMARTPHONES:

Apple iPhone 6
Apple iPhone 5s (16GB)
Samsung Galaxy S6 (32GB)
Samsung Galaxy S6 Edge (32GB)
Samsung Galaxy Note Edge (32GB)
Samsung Grand Prime (8GB)
Samsung Galaxy A5 (16GB)


TUPPERWARE:

Tupperware Eleganzia Tall Tumbler (Set of 4)
Tupperware Classic Lunch
Tupperware Twinkle Easy Grip Bowl 240ml
Tupperware Eleganzia Pitcher & Tumbler Set
Tupperware Ezy Cool Jug 2L
Tupperware Set of 4 Bottle
Tupperware Rainbow Tumblers Set of 4
Tupperware Best Lunch
Tupperware Fliptop 750ml Aquasafe
Tupperware Executive Lunch Box
Tupperware Canister Set of 4
Tupperware Coffee Mugs (SF4)

How to Evaluate the Value of Credit Card Reward Points

Credit cards gives a great deal of financial freedom to the cardholders. Credit card reward points can be redeemed for attractive products from the bank’s catalogue and these reward points can also be used to earn discounts, cashback and airmiles.

Although, it’s important to know how to evaluate the reward points that you earn on using your credit card. There are a few steps to remember with which you can evaluate your reward points:

  1. Keep track of all the points that you are earning. Whenever you receive a notification on your registered mobile number about the number of reward points you have earned.
  2. Rewards points earned by you with travel rewards credit cards should also be noted for the rupee value of points or miles you have cashed in beforehand.
  3. Along with reward points or miles, many credit cards offer valuable benefits that can also be worth paying an annual fee. For instance, some airline credit cards offer checked baggage fee waivers that can be very valuable, especially if you are travelling with family.
  4. You can also keep a track of the cashback points that you are earning to make the most of the reward points that you earn on spending a certain amount of money. This will help you in utilising your reward points to the most.


How to Redeem HDFC Credit Card Reward Points by offline or online net banking method or by calling HDFC Customer Care Helpline. 

HDFC Bank offers reward points in certain transactions made using a credit card to encourage their cardholders to use their card frequently. It has a pre-designed Loyalty Program or Reward Point Program which allows its cardholders to earn reward points every time they swipe their credit card. Cardholders can accumulate these reward points and redeem these points for many benefits such as vouchers, cash back on future purchases, air miles and lots more.

HDFC Bank through its My Rewards Credit Cards Rewards program makes your shopping experience with HDFC Credit Cards a truly rewarding. While earning reward points is an exciting process, redeeming them once we reach a threshold is even more interesting. If you are looking to redeem your HDFC reward points, mentioned below are multiple ways to do the same.

you can Redeem Credit Card Reward Points By Post here you have to fill "Rewards Redemption Form" and mail it to Rewards Helpdesk, HDFC Bank Cards Division, P.O.Box No. 8654, Thiruvanmiyur, P.O. Chennai-600041 or Just drop at your nearest Credit Cards Drop Box.
Redeemed HDFC Credit Card Gift will reach to your registered mailing address in 10-15 days.
The fee of Rs. 99 will be deducted towards handling charges for all goods and services.

You can now redeem your HDFC credit card reward points through Net Banking.
Just login to HDFC Bank Net Banking and click on "Credit Cards" tab on top, register your Credit card (one time activity). Within "Credit Cards" tab click on "Register New Card" placed on left hand side navigation bar. You will need your 4 digit Credit Card PIN to complete this registration process.
Post registration, click on "Redeem Reward Points" link on the left hand side navigation bar. Select your Card, Click on "Continue" to proceed to the Online Redemption portal.
Click on "Redeem Reward Points" in the Homepage of "Online Redemption". Select "Points Range" and "Item Category" to view catalogue. Select items by adding to Shopping cart.
Once you have selected all items you want to redeem, Click on "View Shopping Cart" link to view items selected for redemption. Quantity of items selected can be modified here by clicking on "Edit"
read the "Terms & Conditions" and click on the check box confirming acceptance of same. Your registered Address, Email id and Contact number will also be displayed. Please note that the redeemed items shall be delivered to the address displayed on this page. In case of any discrepancy, please DO NOT proceed with redemption and Call our Customer Service for update.
Click on "Redeem" to confirm redemption request. Note down the Redemption Order Number generated



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