HDFC Regalia Credit Card

hdfc regalia credit card, hdfc regalia credit card reward points, hdfc regalia credit card login, hdfc regalia credit card offer, hdfc regalia credit card lounge access, hdfc regalia credit card offers, hdfc regalia credit card points redemption, hdfc regalia credit card benefits, hdfc regalia credit card review, hdfc regalia credit card priority pass

HDFC Regalia Credit Card

If you want a credit card which offers premium travel benefits, hotel and dining, leisure and entertainment, rich lifestyle, then go for HDFC Regalia credit card. Apart from these benefits you also get exclusive airport lounge access through Priority Pass Membership programme, complimentary Club Vistara Silver membership, premium hotel benefits like Taj Epicure Plus Membership and a low foreign currency mark-up fee of 2% on international transactions. HDFC Regalia Credit Card is the best choice for those who travel frequently by air.

Main Features of HDFC Regalia Credit Card

  • Get a complimentary Priority Pass Membership for preferential and free access to 600 airport lounges around the world..
  • Reward Points each time you stay, 10% discount on the rack rate at Taj Leisure Hotels in India, 10% discount on telephone and fax usage charges, 15% discount on laundry and 20% discount on business centre services.
  • Zero Lost Card liability post reporting of the loss of card
  • HDFC Regalia Credit Card offers Protection with air accident cover up to Rs. 1 crore and overseas emergency hospitalization cover of Rs. 12 lakh
  • HDFC Regalia credit card reward points are 8 on all purchases at and 6 reward points for every Rs.150/- dining spends and 4 reward points for every Rs. 150/- other spends.

Fees for HDFC Regalia Credit Card

HDFC Regalia Credit Card is Free for first year then for subsequent years you can still have it for free if you do appropriate amount of shopping (Talk to HDFC Customer Care ) . The Annual Fee varies with each customer and each HDFC Regalia Credit Card offer.

Annual Percentage Rate (APR) - 23.88% p.a

Age Eligibility for HDFC Bank Regalia Credit Card

For salaried employees – between 21-60 years

For the self-employed – between 21-65 years

Documents Required to Apply Credit Card 

Two passport size photographs and national identity card with signatures.
Proof of address -Driving licence, Ration card, Passport, electricity bill etc. can be submitted
PAN card, Form 16 and the Income Tax Returns Statement

HDFC Regalia Credit Card Features

  • Taj Epicure Plus Membership Complimentary Card

HDFC Regalia Credit Card offers a complimentary Taj Epicure Plus membership card which entitles you to enjoy exclusive benefits at Taj Hotels and Resorts. Just show Epicure Plus card at the hotel and avail the benefits of exclusive membership. You can enjoy Gold Level status of the Taj InnerCircle and earn Epicure points on your food and beverage spends at any of their participating restaurants in India. Earn 2.5 Epicure Points (1 Epicure point = Rs. 10) for every Rs. 100 spent on food and beverages at participating restaurants.

You will Earn 1 Taj InnerCircle Point for every Rs. 70 spent on room, laundry, telephone or business centre during your stay at any Taj Hotel around the world (points are not accrued on tax spends). You can redeem these points for dining or holidays at the Taj or use these points to settle your room bills. You also get very exclusive gift certificates and vouchers with your complimentary Taj Epicure membership. Do note that the renewal of Taj Epicure membership is solely at discretion of the Bank, and could be based on the frequency with which you use the facilities in the previous year. A new set of gift certificates will be dispatched to you on the successful renewal of your Taj Epicure membership.

  • Club Vistara Silver membership

HDFC Regalia credit card enables you to enjoy complimentary Club Vistara Silver Membership. Enjoy attractive benefits including:
  1. 6 Club Vistara (CV) points for every INR 100 spent on all Vistara Flights
  2. Additional 5 Kg Baggage allowance and priority airport check-in/boarding.

  • HDFC Regalia Credit Card Airport Lounge Access

HDFC Regalia Credit Card gives you complimentary Priority Pass Membership which allows you access to more than 700 airport lounges around the world. Make use of exclusive facilities like phones, fax, internet access and conference rooms to relax and unwind. You can enjoy 12 such free accesses to Priority Pass lounges annually. This benefit is also extended to your guests at a fee of $27 per person, per visit on your HDFC Regalia credit card. Keep in mind however that usage charges may vary from lounge to lounge.

  • HDFC Regalia Credit Card dining privileges

HDFC Regalia credit card is your pass to indulge in luxury dining as it entitles you to exclusive dining privileges at over 300 premium restaurants at leading hotel chains in the country like Vivanta by Taj, Marriot Hotels, Hyatt Hotels and many more. You are eligible for complimentary offerings and savings each time you dine with your HDFC Regalia card.

  • HDFC Regalia Credit Card Reward Points

You will get attractive reward point benefits on your HDFC Regalia credit card. Earn 4 Reward Points for every 150 spent on your HDFC Regalia Credit Card. Enjoy accelerated 2 X Reward Points for every Rs. 150 spent for bookings done on HDFC’s Regalia website, spends on dining at standalone restaurants and bookings done on the Air Vistara website. Please note that only retail purchases qualify for Reward Points with the exception of fuel. Transaction amounts of less than Rs. 150 will not accumulate any Reward Points.

  • HDFC Regalia Credit Card Reward Point Redemption

Accumulate your reward points and redeem them for travel and entertainment bookings on HDFC’s Regalia website. Alternatively, you can opt to redeem your Regalia Reward Points for exciting gifts from the exclusive rewards catalog. You can also convert Reward Points into air miles of leading domestic and international airlines.

  • HDFC Regalia Credit Card Reward Point Validity

The Reward points accumulated are valid for 2 years from the date of purchase. Make sure you redeem your points before they expire!

HDFC Regalia Credit Card Benefits

  • Safe & Secure Transactions:

The HDFC Regalia Credit Card comes with an encrypted chip which ensures that your transactions remain secure. It has both the dip and magnetic swipe facility. Carry your card anywhere and be assured that your transactions are safe, globally, with this Chip Technology-enabled card.

  • Saving on fuel transactions:

HDFC Regalia card allows an exemption of 2.5% fuel surcharge. Enjoy 0% surcharge on all your fuel purchases when your swipe your HDFC Regalia credit card across fuel stations, provided your minimum transaction is INR 400. The maximum cash back per credit card statement cycle is Rs. 500.

  • Lowest Foreign Currency markup

HDFC Regalia card specially caters to international travelers. Enjoy the benefit of a low foreign currency markup of 2% on all your international currency spends.

  • Comprehensive insurance

HDFC Regalia Credit card comes with comprehensive insurance cover against various risks like accidental death during air travel and overseas medical emergency/hospitalization cover - subject to terms and conditions. Air accident insurance cover is only activated if the tickets are purchased using HDFC Regalia credit card and the nominated kin are covered for Rs 1 crore. Comprehensive insurance cover is applicable only to the primary card holder.

  • Reward Points validity:

The Reward Points accrued are valid only for 2 years from the date of purchase. You can earn a CashBack of Rs. 2,000 on Rewards Points accumulated by spending Rs. 2.5 lakh on your card (assuming 30% online spending).

  • Interest-free credit facility and Revolving credit:

You can get up to 50 days of interest-free credit from the date of your purchase. You can choose to pay only the minimum amount due and carry forward the balance amount to next month at an interest rate of 1.99% per month. HDFC Regalia Credit Card customers can avail concierge services and customize your travel, entertainment, dining, event planning, itinerary planning and other reservations. Experience luxury, exclusive service privileges, and the best of business experience with HDFC’s Global Concierge Assistance with quick and efficient assistance whenever and wherever you need it.

HDFC Regalia Credit Card Common Questions Answered

  • Can I use my Regalia card anywhere?
  • Yes. The HDFC Regalia credit card is best suitable for travelers and can be used anywhere around the world provided that the merchant accepts Visa/MasterCard. Regalia credit card has an encrypted embedded chip which guards you against fraudulent transactions, counterfeiters, identity thieves and other security risks that you may encounter.
  • Can I apply for a HDFC Regalia Credit Card online and offline?
  • Yes, you can apply for HDFC Regalia Credit Card online or offline.
  • Can I use my HDFC Regalia Credit Card for online transactions and shopping?
  • Yes, you can use this credit card for online transactions. Just register the card for 'Verified by Visa'/’MasterCard SecureCode’, after which the card can be used online. This ensures safe online transactions.
  • How can I redeem HDFC Regalia Reward Points?
  • To redeem your points for cash, Just fill the HDFC Bank CashBack Credit Card redemption coupon which is available online and drop it in the nearest HDFC Bank credit card drop box. The CashBack will be credited to your card account within 10 working days on the receipt of your completed application form. Alternatively, you can login to your NetBanking account and check for available Reward Points on your card and redeem them. You can also call the 24 hour customer care centre and ask for your points to be converted. The CashBack will be credited to your credit card account and will be reflected in the next credit card cycle.
  • Can HDFC Regalia Chip Card be used as a normal swipe card?
  • Yes, the HDFC Regalia Credit Card comes with a chip technology that can also be used as a swipe card.

HDFC Regalia Credit Card Review

HDFC Regalia Credit Card is best suitable to those who travel frequently and enjoy a premium lifestyle. It is an attractive option for those interested in premium high end travel and leisure offers. The exclusive rewards that this card offers makes it a desirable option.

Look other types of credit cards offered by hdfc

Before applying a credit card, you must choose the one that suits your needs the best. HDFC bank offers credit cards of various types that can be categorized as lifestyle, female credit requirements,  entertainment, fuel, business, travel, online shopping etc. You can choose the credit card that benefits you the most for your needs.

Check other hdfc credit cards options

How to Apply HDFC Regalia Credit Card

You can apply for a HDFC MoneyBack Credit card online by logging onto the HDFC Bank website or by visiting the nearest HDFC branch and submitting the application and required documentation.

Online method: You can visit the official website of the bank and provide details such as name, income, employment and upload few documents to apply for a credit card. Once application submission is over, the bank will process your application and approve your credit card. The applicants also track the credit card application online and offline using simple steps.

Offline Method: You can visit the bank, fill in the application and submit it along with the requisite documents. In general, it can take up to 15 days for your application to be processed and approved/rejected.

No comments